One of the most simple Personal Finance Advice…..
Jo aap Turant Implement kar sakte hai …
aur is rule ko jab tak aap apni lifestyle ke upar apply rakhenge..
tab tak aapko kam se kam hi financial problem hogi…
aur wo most simple but most effective personal finance advice hai…
1. Increase Income Not Expense (aamdani Badhao kharche nahi )
It is as simple as …
Incerase income, aamdani badhao ..jo samay ke sath badhti hai…
But …
at the same time..have full control over your life style expense…
and don’t incrase your lifestyle expense …at the same rate as your income grows ..or more…
Pls…understand…
the People are trapped into debt,loans and Emis ..and work most life to just repay the loanto banks and others…
Just because they increase theire lifestyle expense..Because the truth…is ..every normal human being…ki income samay ke sath jarur badhti hai..agar wo apne kaam me thoda
bhi hoshiyar aur kaam ke prati imaandar hai to…
But jane anjane..people just keep inceraseing their spending…and the problem of money
Don’t take me wrong…
I am not saying that…To be a makhhichoos type of kanjos to be..
I am just saysing…focus on quality of life, focus on value…
get good and healthy foods, it does not cost more…just junk food cost more..
Get good dresses, it does not cost more…only brand cost more…
have nice home, it does not cost more….only ego of having big home than your neighbour cost more..
have good school for your child does not cost more…only ego to send most costly school of the city
cost more…
If you do so, the advantage will be…
1st) you have a great balance between your income and expense which is lacking for 90% family..
2nd) You always
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