Kya fixed deposit karna murkhta hai ?
In this video …
Why people believe FD Is not a good investment,
FD ke baare me mai kya sochta tha, aba kya sochta hu,
Kaun log FD ko bura mante hai,
1. Naye umr ke log fatafat paisa bannae ke lie jyada se Jayda risk uthane ko taiyar hai,
2. Jinke JEBE Khali hai, Jinke Bank Account aksar khali rahte hai, ek mahine ki salary se kam balance, in saving account,
3. Jinke pas koi EMEergency fund nahi hai,
4. Jinhone stock market se paise banana ki kahaniya suni hai, lekin kabhi khud paise banaye nahi hai , balki gavaye hi honge,
5. Jinka apne Emotion, greed, greed, patience, emotion pe control nahi hai,
FD ke wo pahlu jo ise bahut important banata hai, aur ye apki investment portfolio ka ek hisa jarur hona chahiye,
You will come to know Fd is not as bad as you think at the end?
Kyoki –
1. Return bahut low hai.
2. Inflation (Mahangai)
3. Real Return Nahi milta
4. Lock in Period – Fixed samay ke lie jama ho jata hai
5. Reducing Interest Rate
6. No Tax Benefits
7. Penalties on Pre-Mature Withdrawal
And more other reasons …why fd is not good, and you should not invest in FD, I agree…………….
But, Ye Sikke ka sirf ek pahlu hai, jo ye sabit karne ke lie kafi hai, ki FD Me Paise jama karne wale bewkoof hote hai , murkh hote hai,
Aur islie aapko bhi FD me nivesh nahi karna chahiye….
To kya sach me apko aise logo ki bat sunni chahiye aur FD me paise jama nahi karni chahiye….
To Jawab hai – Nahi ,
Agar aap sikke ka ek pahlu dekh kar ye faisla le rahe hai ki FD me paise jama karna bewkufi hai, to jin logo ne bhi ye baat batai hai aapko …we apne purpose me safal rahe hai, Jane anjane unhone apko bewkoof bana diya hai….aur aap ban chukhe ho …
Kyuki aapne sike ka ek pahul dekh ke ye man liya hai ki …fixed deposit bekar hai, isme paise jama nahi karni chahiye…
Sach kahu to, Shuruat me mujhe bhi aisa hi lagta tha ki…..kuan murkh hoga jo apna paisa Bank me 2 saal, 3 saal, ya 5 saal ke lie FD karega…
Kyoki mai bhi tab sikke ka ek pahlu dekh rahta tha….
Interest rate kam hai,
Is se jyada to mahangai badh jayegi,
Itne kam interest rate ya labh se kya hi ho sakta hai ..
Kuch nahi …
Aur tab mai bhi …FD me paise lagane ko murkhta hi samjhta tha…
But I was completely wrong, mai manta hu ki …mai bewkoof tha…kyoki mai khud bhi sikke ka ek pahlu dekh kar aisi scoh bana li thi….
Lekin,
Ab meri soch me Parivartan aa chuka hai, samay ke sath, aura ana bhi chahiye…
Ab mai sikke ke dusre pahlu ko dekh sakta hu…ki FD wastav me kya chiz hai, dhyan dijie ki mai aisa bilkul bhi nahi kah raha hu ki ….
#Financiallesson
#hindifinancialeducation
डिलीवरी ट्रेड के लिए फ्री ब्रोकरेज लाइफ टाइम – Start Investing with Zerodha
Open Your Demat Account Today
https://zerodha.com/open-account?c=ZMPOUE
————
List of Books recommended: My All-time favourite Books
https://www.amazon.in/shop/hindifinancialeducation
• बेबीलोन का सबसे अमीर आदमी – https://amzn.to/2OKwEE5
• रिच डैड पुअर डैड – https://amzn.to/2NOGk3S
• थिंक एंड ग्रो रिच (सोचे और अमीर बने )- https://amzn.to/2xJcOCC
• रिच डैड गाइड टू इन्वेस्टिंग – https://amzn.to/2xH5Q0Y
• रिच डैड कैश फ्लो कवाड्रेंट – https://amzn.to/2R4dryB
• द सीक्रेट ऑफ़ मिलियनर माइंड – https://amzn.to/2Y9xHWH
—————
Follow on other Social Media –
• Blog/Website: http://sharemarkethindi.com/
• Telegram : http://t.me/hindifinancialeducation
• Facebook: https://fb.com/hindifinancialeducation
• Instagram : https://www.instagram.com/hindifinancial/
• Twitter: https://twitter.com/hfe_official
About: Hindi Financial Education (sharemarkethindi.com) is a YouTube Channel, where you will find personal finance improvements videos tips and topics on financial education in Hindi,
Email: ask.smhindi@gmail.com
New Video is posted Everyday at 8 PM 🙂
To get Updates of every new video Press Bell icon….
Thanks…
source
